SAFE Investment Terms

Simple Agreement for Future Equity with 20% discount for institutional investors scaling AI-first healthcare in North America

Norvana LLC - SAFE Investor Summary

Delaware Corporation | US Institutional Round

Company Norvana LLC (Delaware)
Instrument Simple Agreement for Future Equity ("SAFE") - YC-style with 20% discount
Discount Rate 20% discount to the next priced round
Valuation Cap None - ride the next round valuation with discount protection
Ticket Size US$2-10M per institutional investor
Use of Funds Scaling Norvana's AI-first healthcare platform in North America

Important: This summary is for information only. It is not an offer to sell or a solicitation of an offer to buy securities. Any investment will be made solely on the basis of the formal SAFE document and applicable securities law exemptions for accredited investors.

1. What Norvana Is Doing

Building an AI-first healthcare "super app"

Norvana is building an AI-first healthcare "super app" designed to:

Our Product Vision

AI Care Orchestration

An "operating system" for health that understands the individual across time

Virtual Clinical Network

Doctors, health coaches, and specialists layered on top of the AI engine

Consumer-Grade Experience

A single app for weight, mental health, sleep, metabolic health and overall wellbeing - not fragmented point solutions

Market Entry: We're starting with weight management and metabolic health (GLP-1 era), then expanding into broader chronic disease and preventive care.

2. Why This SAFE Round

Moving fast with US investors on key priorities

We're using a SAFE round with US investors to move fast on three critical areas:

Product & AI Build-Out

  • Expand our AI health engine (risk scores, coaching, long-term care plans)
  • Integrate more devices, labs and protocols into a single continuous-health stack

US Go-to-Market

  • Launch and scale a US weight loss / metabolic health offering (D2C and B2B2C via employers/benefits)
  • Build brand, content, and distribution channels in the US

Clinical & Regulatory Foundation

  • Strengthen medical protocols, data governance, and compliance to support scale

Why SAFE? The SAFE structure lets us raise from a small number of institutional investors quickly, then run a proper priced round (Seed / Series A) once we've hit product-market fit and early traction milestones.

3. Key SAFE Terms (Plain English)

YC-style SAFE with two important features

20% Discount

When Norvana does its next priced equity round ("Equity Financing"), your SAFE converts into the same preferred shares as the new investors, but at a 20% discount to the price they pay.

Example: If the new round prices at US$2.00/share, your Conversion Price is US$1.60/share.

No Valuation Cap

There is no valuation cap in this instrument. You are effectively "riding" the valuation of the next round, but with built-in price protection via the 20% discount.

What Happens in Each Scenario

Next Equity Financing (Primary Case)

SAFE converts automatically into the new preferred shares at 80% of the round price.

You sign the same standard financing documents as other institutional investors and receive equivalent rights, scaled to your ownership.

Liquidity Event Before a Priced Round (e.g. strategic sale, IPO)

You get the better of:

1. A cash payout up to your original investment (subject to available proceeds and creditor rights), OR 2. A payout as if you had converted into equity just before the exit on discounted terms

Dissolution / Insolvency Before a Priced Round

You are paid ahead of common equity, after all creditors, up to the amount you put in (pro-rated with other SAFEs).

What This SAFE Is Not

Not a Loan

  • No interest
  • No fixed maturity date
  • No scheduled repayments

Not Common Equity (Yet)

You don't have voting rights until the SAFE converts into shares.

4. Investor Profile & Legal Framework

US and non-US investor eligibility

US Investors

The SAFE is offered only to "accredited investors" under Rule 501(a) of Regulation D. The round is conducted as a private placement under Section 4(a)(2) and/or Regulation D of the US Securities Act (no general public solicitation).

Non-US Investors

May participate via Regulation S or other local private placement exemptions.

Governing Law

The SAFE is governed by Delaware law. Disputes are handled in Delaware state or federal courts.

5. Why This Structure Works Well for US Funds

Benefits for institutional investors

Fast and Clean

No need to negotiate a full priced round structure (liquidation stack, valuation, etc.) at this stage. One standard document, very familiar to US venture funds.

Aligned Incentives

No valuation cap reduces tension around "low versus high caps" in early conversations. The 20% discount still rewards early risk-taking, while leaving room to price Norvana properly once key milestones are hit.

Upside Exposure

If Norvana's next round prices strongly, you participate in that upside with a better entry price than new-money investors.

Option to Lead Next Round

Large cheque investors (e.g. US$5-10M) can be given Major Investor rights and reporting, pro rata or super pro rata participation, and the opportunity to help structure and/or lead the first priced institutional round.

6. Risks (High-Level)

Important considerations for investors

Key Risk Factors

As with any early-stage healthtech / AI company:

  • No guarantee that we will complete a priced round, exit, or liquidity event on any particular timeline
  • Regulatory, clinical, and market risks inherent in healthcare and AI
  • This is an illiquid, high-risk investment and investors should be able to bear a total loss of capital

7. Next Steps & Contacts

Ready to learn more?

If you'd like to:

Get in Touch

Contact our team to discuss investment opportunities

Jostein Svendsen
Founder & CEO
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